Credit destined to finance housing improvement, education, transportation and working capital.
It is a loan only for former clients, with a contract, employees and/or pensioners individually, who want to start a business. Other lines of credit
Credit modalities
Individual credit
For entrepreneurs or owners of micro and small businesses, located in rural and urban sectors, to meet capital, investment and asset replacement needs.
Group credit
Credit operations granted to microentrepreneurs or employees, being natural or legal persons, that are grouped in any of the following modalities:
Solidary group
Solidary group
It is a credit operation granted to a group of people, with a minimum of 3 people and a maximum of 12. The members of this group carry out various productive and independent activities, but always with solidarity vocation. The group can consist of various family members, living under the same or different roof, with independent productive ideas. Spouses with independent productive activities are excluded from it.Associative group
It is a credit operation granted to a group of 5 people and a maximum of 12, organized in an associative manner, formally or informally established. Characterized by having a productive project in common and a minimum operating time of 1 year.
Amortization
Monthly, Bi-monthly, quarterly, according to the productive cycle. Fixed fees.Targets
Working capital
Credit granted to cover the purchase of merchandise, inventory, supplies, raw materials and other elements required for the development of activities.
Home improvement
Credits granted to homeowners or residents of family housing (parents, children, in-laws or grandparents) that wish to make improvements, remodel or purchase new or used housing or land lots.
Education credit
Credit destined to cover the expenses related to the welfare of the client and his family, understood as: education, transportation, travel, celebration of important dates or events and everything a microentrepreneur client might need.
Hedge funds
Credit destined to cover the expenses related to the welfare of the client and his family, understood as: education, transportation, travel, celebration of important dates or events and everything a microentrepreneur client might need.
Vehicles
Purchase, repair or maintenance of public or private transportation vehicles.
Learn about the credit benefits
Credit types
Awarded for the first time or more, to customers who have not achieved the preferential category.
It is a simultaneous credit to your main credit that can be used to invest in your business. To acquire it, you must be a client with excellent management records and have paid 15 installments or more of your recent credit.
Awarded to preferential clients to provide them immediate or short-term financing required for seasonal or new business opportunities.